Pre Paid card fraud update

"Pre Paid card fraud update"

We refer to our initial disclosure on February 25 2013 in relation to the Pre paid card fraud incident and would like to inform the market that the Bank's insurers have agreed to indemnify the bank's loss in the sum of USD 38.8 Mio. The bank will reverse the loss provision created in Q1 2013 towards this specific loss through its Q4 2013 results.