Issuance of Notes

The Co-operative Bank Finance p.l.c.

25 November 2020

Issuance of Notes

The following prospectus has been approved by the UK Financial Conduct Authority and is available for viewing:

Base Prospectus dated 25 November 2020 (the "Base Prospectus") relating to the GBP 200,000,000 Fixed Rate Reset Callable Notes due 2025 issued by The Co-operative Bank Finance p.l.c. (the "Issuer")

To view the full document, please paste the following URL into the address bar of your browser.

http://www.rns-pdf.londonstockexchange.com/rns/5257G_1-2020-11-25.pdf

For further information, please contact:

The Co-operative Bank Finance p.l.c.PO Box 101, 1 Balloon StreetManchesterM60 4EPUnited Kingdom

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Base Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Base Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Base Prospectus is not addressed. Prior to relying on the information contained in the Base Prospectus you must ascertain from the Base Prospectus whether or not you are part of the intended addressees of the information contained therein.

In particular, the Base Prospectus does not constitute an offer to sell or the solicitation of an offer to buy securities in the United States or in any other jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration, exemption from registration or qualification under the securities law of any such jurisdiction. The securities referred to in the Base Prospectus have not been and will not be registered under the United States Securities Act of 1933, as amended (the "Securities Act") and may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act, and the rules and regulations thereunder. The Issuer does not intend to register any of the securities referred to in the Base Prospectus in the United States or to conduct a public offering of the securities referred to in the Base Prospectus in the United States or elsewhere.

Your right to access this service is conditional upon complying with the above requirement.

Investor enquiries:

Gary McDermott, Treasurer and Head of Investor Relations

Tel: +44 (0)161 201 7805

Media enquiries:

Lesley McPherson, Director of Communications: +44 (0) 7725 903 270

David Masters, Lansons: +44 (0) 7825 427514