Half Year Results

Byblos Bank S.A.L.

Regulatory Announcement - 1st Half 2010 Unaudited Results

5 August, 2010

Byblos Bank's unaudited consolidated net profit for the six months ended 30 June, 2010 increased by 14.9% to U.S.$ 72.37 million as compared to U.S.$ 62.98 million for the same period in 2009. Total assets increased by 7.6% during the first half of 2010 to U.S.$ 14.6 billion as at 30 June, 2010, as compared to U.S. $13.6 billion at the end of 2009. Customers' deposits increased during the first half of 2010 by 8.8% to U.S.$ 11.2 billion as at 30 June, 2010, and net customers' loans increased during the first half of 2010 by 8.9% to U.S.$ 3.5 billion as at 30 June, 2010.

To view the text of the results, paste the following link(s) into the address bar of your web browser:

http://www.byblosbank.com.lb/newscenter/financial_reports/UnauditedBS300610English.pdf

For further information, please contact:

Alain Wanna

Assistant General Manager - Head of Finance and Administration Division

Byblos Bank S.A.L.

Phone: +961 1334 920