Analyst Price Targets7 May 2025 08:30
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Saving rates in uk for next 5 yrs
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UK savings interest rates are projected to decline over the next five years, influenced by anticipated reductions in the Bank of England's base rate and broader economic factors.
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📉 Bank of England Base Rate Outlook (2025–2030)
2025: Economists widely expect the Bank of England to implement multiple rate cuts this year. Projections suggest the base rate could decrease from the current 4.5% to between 3.5% and 3.75% by year-end. This expectation is driven by factors such as slowing economic growth, global trade tensions, and easing inflation pressures.
Moneyweek
2026–2030: Longer-term forecasts indicate a gradual decline in the base rate, potentially stabilizing between 3.1% and 3.5% by 2028. This trajectory reflects expectations of modest economic growth and the Bank's commitment to maintaining inflation targets.
The Guardian
💰 Implications for Savings Rates
Savings interest rates typically mirror changes in the base rate. Here's what savers might anticipate:
Easy-Access Accounts: Rates on these accounts are expected to decline in tandem with base rate cuts. By late 2025, easy-access savings rates could settle around 4% or lower.
Hargreaves Lansdown
Fixed-Term Accounts: While these accounts may offer slightly higher rates than easy-access options, they are also projected to decrease. For instance, 1- to 5-year fixed-rate bonds might offer returns ranging from 4.5% to 5% by the end of 2025, down from higher rates in previous years.
Hargreaves Lansdown
🔍 Considerations for Savers
Locking in Rates: With rates expected to decline, savers might consider locking in current higher rates through longer-term fixed accounts.
Monitoring Inflation: Real returns on savings are affected by inflation. Even with declining interest rates, if inflation decreases more rapidly, the real value of savings could be preserved or even enhanced.
Diversification: Exploring a mix of savings products, including ISAs and fixed-term bonds, can help balance accessibility and returns.
Given the dynamic economic landscape, staying informed about rate changes and regularly reviewing savings strategies will be crucial for optimizing returns over the next five years.
As of May 6, 2025, Canal+ SA (LSE: CAN) is trading at approximately 162.5p per share. Analyst forecasts suggest a positive outlook for the company's stock over the next 12 months.
Investing.com
📊 Analyst Price Targets
Average Target Price: £3.25 (325p), indicating a potential upside of about 100% from the current price.
Investing.com
Range of Estimates: Analyst projections vary, with targets ranging from £1.95 (195p) to £4.60 (460p), reflecting differing views on the company's future performance.
🏦 Financial Performance & Outlook
Canal+ reported revenues of €6.2 bill
