RE: titanic8 Dec 2022 23:47
Hi Fleccy, i always have to give you 10 out of 10 for your positive thinking, but of course everyone's circumstances are different and it depends on how long term you want to wait to get your return of capital
This has been a difficult few years for making profit from shares or funds and i expect it's been the same for most investors unless you were lucky enough to invest in something like the oilers at the right time, below is an article i have just been reading with hl
In September 2022, about three quarters of the FTSE 100 constituents failed to provide a positive return, with almost half generating negative returns of over 5%. It’s unlikely that even the most diverse UK share portfolio would avoid a drop in value in this scenario. We call this ‘market risk’, the risk that the entire stock market falls.
The second type of risk is stock specific. The individual company you own could run into problems. Perhaps because its competitive position has weakened or it’s particularly exposed to high inflation and interest rates
I have 4 shares i could name all paying good dividends and although they drop just like anything else, you can be pretty sure your capital with be returned at some time each year, then you have the more difficult shares like Vodafone and Lloyds , several years later and they are still in loss, it does make you wonder just how many years you have to wait to get your capital returned on some shares, even my best performing funds have lost around 40% of the profit they built up in previous years
thankful i I'm not in any rush to sell, but a bull market would be more than welcome