Member Info for Peoplepower1

Quorium and QGP are owned by long term institutional investors. Quorium, i.e. the qgold stablecoin comes under the QGP umbrella.

Quorium Qgold stablecoin has been trading since 2023 and started trading at $2000 and is now nearly $5400.

The Qgold stablecoin is backed by gold mining assets hence its rise in price because gold has risen in price.

Steven Fathers is the person with the final say over the 49.9% of Valereum shares even though he is not the formal owner of QGP.

QGP is owned by long term institutional investors and it is they who appointed Steven Fathers to this role.

Steven Fathers had nothing whatsoever to do with Douglas Fathers and Geluk Capital which happened from 2016 to 2019, some 10 years ago.

Yes, you can add interest to the principal to calculate the total amount paid GoldenGod.

This is a standard method used to determine the full cost of an investment over a specific period.

GoldenGod, your total lack of knowledge on Finance is one of your huge weaknesses.

QGP have to pay the quarterly interest of $3.97 million to Valereum. The quarterly interest isn't paid from the actual institutional grade senior secured qualified medium term notes.

The institutional grade senior secured qualified medium term notes are the cash equivalent to the $200 million which will be paid in actual cash on maturity i.e. 31 December 2030.

Nearly $80 million will be paid in cash from QGP to Valereum at a quarterly rate of $3.97 million until maturity date of 31 December 2030.

So QGP are paying a total of $280 million for 244 million Valereum shares, nearly £1 a share.

The quarterly interest (or coupon) on institutional-grade senior secured qualified medium-term notes (MTNs) is paid by the company that issued the notes to the investors holding them.

QGP are paying the quarterly interest to Valereum of $3.97m on top of the $200 million institutional grade senior secured qualified medium term notes.

This means QGP are paying the quarterly interest out of their own pocket so to speak and the quarterly interest is not coming from the institutional grade senior secured qualified medium term notes.

Institutional Grade Senior Secured Qualified Medium Term Notes

Think of these as high-priority, secured IOUs designed for big professional investors (like pension funds) rather than regular people.

Institutional Grade:

These are for the "big leagues." Only massive investment firms use them, and they are issued by very stable, reliable companies.

Senior:

This means "first in line." If the company runs out of money, the people holding these notes get paid back before anyone else.

Secured:

These are backed by collateral (like a house mortgage). If the company can't pay, the investors can take specific assets—like buildings or equipment—to get their money back.

Qualified:

This is a legal "members only" tag. It means the investment meets specific or "private" rules, so it doesn’t have to be registered on the public stock market.

Medium Term Notes (MTN):

This is just the "speed" of the loan. They usually last between 2 and 10 years—not too short, not too long.

The Bottom Line:

It’s a very safe way for companies to receive money.

It is QGP who are paying the 7.95% interest every quarter until maturity.

This amounts to $3.97m quarterly and nearly $80m in total.

QGP have paid a total of $280m for 244m Valereum shares. This works out at nearly £1 a share.

It is QGP who have to pay the 7.95% interest every quarter until maturity.

This amounts to $3.97m quarterly and nearly $80m in total.

QGP have paid a total of $280m for 244m Valereum shares. This works out at nearly £1 a share.

Investment grade senior secured QMTNs means they are backed by the highest quality of assets and have the highest protection for shareholders.

3. On maturity, Valereum will receive the full USD 200 million principal from the RNS dated 26 January 2026

Principal here is a financial term for cash.

Valereum and QGP are on a win win from the deal.

Anyone who puts false and misleading information in a RNS has criminal charges and prison sentences imposed on them.

Please note the US Financial Regulator must do due diligence on the Valereum QGP deal before Valereum were allowed to trade on OTCQB.

First Sentinel, previous Corporate Adviser to Valereum, did their due diligence on the Valereum QGP deal and found nothing wrong because if they did, then they have to report it to the Stock Exchange.

Ross Andrews recognised as the success behind Zeus Capital and the new Corporate Adviser to Valereum have done due diligence on the Valereum QGP deal and found nothing wrong.

Warrants paid to illiquid Asset Solutions Ltd were for work for Valereum and on the Valereum/QGP deal.

illiquid Asset Solutions Ltd are the experts at turning "hard-to-sell" digital piles of money into "easy-to-spend" cash very quickly.

Hence their work with Valereum and their work on the Valereum/QGP deal.

Why would illiquid Asset Solutions Ltd be paid in warrants for work on the Valereum/QGP deal, if there was anything wrong with the Valereum/QGP deal?

Why would illiquid Asset Solutions Ltd take payment in warrants for work on the Valereum/QGP deal, if there was something wrong with the Valereum/QGP deal?

Warrants are, in effect, Valereum shares, so, warrants are evidential proof the Valereum/QGP deal is totally legitimate.

Gary Cottle, CEO Valereum and Global Corporate Banker, provided the funding to set up the company illiquid Asset Solutions Ltd, hence, why he has an option to buy about one third of illiquid Asset Solutions Ltd.

Yes, Gary Cottle's son is one of the founders of illiquid Asset Solutions Ltd.

Who better to trust than your own son to work on the Valereum/QGP deal?

This is even more evidential proof that the Valereum/QGP deal is totally legitimates.

Even the godaddy reference by GoldenGod, companies make sure they have bought access to the name of their websites through all leasing website companies

GoldenGod will know this being an IT Consultant and yet he still deceives and manipulates people on here.

If a website goes down, then it is updating the website as is QGP website.

Please note the $3.97m interest payment in cash will be made from QGP to Valereum on 29 March 2026.

Qgold stablecoin is on BNB Smart Chain.

Binance developed, operated and still provides ongoing support for BNB Smart Chain.

Binance is the world's largest cryptocurrency exchange by trading volume and a major blockchain ecosystem. Founded in 2017, it serves over 250 million registered users globally as of early 2025.

Some reports suggest Binance may require from 8% to 15% of the total token supply for airdrops and user incentives.

So what can QGP do to reduce their costs from about 8% to 15% on BNB Smart Chain or 10% to rwa tokenise them.

QGP buy 244 million Valereum shares for $280 million i.e. about £1 a share.

$200m is already held by Valereum and paid in cash on maturity.

$3.97m paid quarterly in cash from QGP until maturity.

A total of near enough $80 million in interest payments in cash paid quarterly from QGP to Valereum.

Hence the total of $280m paid for 244m Valereum shares which is about £1 a share.

This provides the VLRM markets to tokenise QGP's $5 billion gold mining assets at a much lower cost than, say 10% i.e. $500 million to rwa tokenise them, or even from 8% to 15% costs on BNB Smart Chain.

With a holding of 49.9% in Valereum shares, QGP get to rwa tokenise their $5 billion gold mining assets at a much cheaper price than $500 million.

Not only this, QGP get the share price rise in their near 50% holding of Valereumshares.

Valereum share priuce will rise as a result of Valereum putting QGP's more than $5 billion gold mining assets on Valereum's rwa tokenisation platform i.e. VLRM Markets.

QGP's website has to have regulatory approval under UK Digital currency laws, EU MICA, US Digital currency laws.

BNB Smart Chain must have regulatory approval under UK Digital Currency laws, EU MICA, US digital currency laws too.

GoldenGod has been a basher of Valereum shares and only Valereum shares for 4 years, continually every day with numerous noise posts drowning out the real facts and positives about Valereum.

Valereum's revenue for Q1 2026 will be about $5m, $135,000 for ongoing work, $600,000 from Wageen and $3.97 million interest to be paid in cash on 29 March 2026 from QGP to Valereum.

Rwa.io is not the be all and end all of stablecoins. It uses AI for its ratings of stablecoins. AI can only access data in the public dopmain and not in the private domain. Plus AI makes mistakes.

Valereum have already received the USD 200 million principal amount of institutional-grade, senior-secured Qualified Medium-Term Notes (QMTN).

Senior secured means they are the best of quality assets and offer the highest protection for shareholders.

From the RNS dated 26 January 2026 at 2.

2. These QMTNs generate an annual 7.95% coupon, providing USD 15.9 million of predictable recurring income per annum, paid quarterly until December 2030.

predictable recurring income per annum is a financial term and means predictable, consistent, and recurring stream of cash flow. Cash flow means c

Quorium and QGP are owned by long term institutional investors. Quorium, i.e. the qgold stablecoin comes under the QGP umbrella.

Quorium Qgold stablecoin has been trading since 2023 and started trading at $2000 and is now nearly $5400. The Qgold stablecoin is backed by gold mining assets hence its rise in price because gold has risen in price.

Pieter Scholtz is the Managing Director of QGP including Quorium.

He has been the Managing Director of Quorium since QGP bought it and launched QGP's Quorium Qgold stablecoin in 2023.

Pieter Scholtz has not founded any small businesses in South Africa. He has acted as a Director for these businesses in the past to oversee interests of funding provided to them.

On the RNS for Peter Scholtz it states any Directorships held in past 5 years which includes businesses where he was a Director in the past and is no longer a Director.

Digital assets are the future.

Trump's family are tokenising all their property by the end of 2026.

DMC was a failed deal. Nick Cowan former CEO and First Sentinel, former Corporate Adviser were the ones responsible for this failed DMC deal.

Nick Cowan and First Sentinel got it wrong about the DMC deal. Nick Cowan was removed from CEO. Gary Cottle Global Corporate Banker took over as CEO Valereum, after about 6 months in the job started talking to other Corporate Adviser Companies. This is how it works when a new CEO needs to replace the existing Corporate Adviser. The existing Corporate Adviser finds out, jumps before being pushed. First Sentinel would have got a bad reputation if they had been seen to be pushed. Hence why First Sentinel jumped before being pushed.

If a Corporate Adviser finds anything wrong about a company, then it must be reported to the Stock Exchange.

So, obviously First Sentinel never found anything wrong about the Valereum QGP deal and nor did Ross Andrew, the new Corporate Adviser, an Investment Banker and recognised as the person who made Zeus a success.

It is normal practice to pay a company transaction fees when negotiating the sweet deal negotiated by Gary Cottle, Global Corporate Banker and CEO Valereum.

QGP have paid about £1 for each of their 244m shares for $280m so they're never going to sell any Valereum shares until they're worth much, much more than £1.

Quorium Qgold stablecoin is owned by QGP and its assets are gold mining assets hence why its stablecoin has risen from $2000 in 2023 to nearly $5400 today.

Quorium is owned by QGP and so is the Qgold stablecoin hence the name of the parent company as Quorium Global Photonics.

QGP have over $5bn in gold mining assets.

To rwa tokenise these on a platform would cost QGP in the region of $500 million.

Costs to rwa tokenise assets are in the region of 10%.

Think of these as high-priority, secured IOUs designed for big professional investors (like pension funds) rather than regular people.

Institutional Grade:

These are for the "big leagues." Only massive investment firms use them, and they are issued by very stable, reliable companies.

Senior:

This means "first in line." If the company runs out of money, the people holding these notes get paid back before anyone else.

Secured:

These are backed by collateral (like a house mortgage). If the company can't pay, the investors can take specific assets—like buildings or equipment—to get their money back.

Qualified:

This is a legal "members only" tag. It means the investment meets specific or "private" rules, so it doesn’t have to be registered on the public stock market.

Medium Term Notes (MTN):

This is just the "speed" of the loan. They usually last between 2 and 10 years—not too short, not too long.

The Bottom Line:

It’s a very safe way for companies to receive money.

The Valereum V Gold token is for mining assets, to tokenise existing mining assets from having found the gold to mining the gold to selling the gold - the whole ecosystem from beginning to end.

This is where the money is for the future ...... VLRM Markets are ahead of the game with doing this.

Regardless of what you think about QGP ..... this is where their money is in gold mining assets and this is where the money will be made for Valereum.

This is the golden ticket, so to speak ........

I can see why QGP have invested their money in Valereum and why they have chosen Valereum and particularly Gary Cottle, 30 years in Global Banking, a great asset for QGP, whilst QGP's mining assets and funding great assets for Valereum.

If Valereum only tokenise 10% of QGP's $5bn mining assets, it will be an amazing feat for Valereum and for the share price.

RNS are legal entities and must be true and accurate.

The Financial Conduct Authority (FCA) can have criminal charges brought that result in prison sentences for anyone putting false and misleading information on a RNS.

FCA investigations are confidential and you only find out about them when they are brought to Court.

Everything reported to the FCA is investigated.

From the Valereum RNS dated 26 January 2026 under 1, 2, 3

Institutional grade senior secured qualified medium term notes is financial speak for a financial instrument used globally by many businesses and means they are backed by the highest quality of assets and have the highest protection for shareholders.

predictable recurring income per annum is financial speak and means predictable cash flow and cash flow means actual cash.

on maturity, Valereum will receive the full $200m principal

principal is financial speak and a financial term for cash

From the Valereum RNS itself dated 26 January 2026:-

Transaction Completion and Balance Sheet Impact

Under the terms of the Share Subscription Agreement:

1. Valereum has received the USD 200 million principal amount of institutional-grade, senior-secured Qualified Medium-Term Notes (QMTN).

2. These QMTNs generate an annual 7.95% coupon, providing USD 15.9 million of predictable recurring income per annum, paid quarterly until December 2030.

3. On maturity, Valereum will receive the full USD 200 million principal.

4. The 243,478,438 ordinary shares have been delivered to QGP. QGP has agreed to a long-term lock-in, with a limited monthly liquidity of up to 1.44% of its ongoing holding until a Nasdaq or New York Stock Exchange listing.

The QMTNs give Valereum a strong, secure capital foundation and position the Company to accelerate its next phase of growth.

Here's the punishment by SEC to Douglas Fathers -

The sanctions imposed by the SEC for the Geluk Capital case included:

Civil Money Penalty: A $60,000 civil penalty.

Disgorgement and Interest: $29,081 in disgorgement and $3,607 in prejudgment interest.

Total Monetary Penalty: The total amount ordered to be paid was $92,688.

Industry Bar: Douglas Fathers agreed to a lifetime ban from the financial services industry.

Cease-and-Desist Order: Both Fathers and Geluk Capital were ordered to cease and desist from future violations of federal securities laws.

Censure: Geluk Capital Management was formally censured.

Steven Fathers was not involved in this in any way whatsoever.

Consumer.queries@fca.org.uk

I have reported Tom Winnifrith, Share Prophets and his recent Valereum articles to the Financial Conduct Authority.

Please report this too, the more that do this the better, the email address for the fca is above.

Tom Winnifrith has been totally irresponsible.

FCA investigate everything reported to them.

FCA investigations are confidential and only become known if they reach Court.

Consumer.queries@fca.org.uk

I have reported Tom Winnifrith, Share Prophets and his recent Valereum articles to the Financial Conduct Authority.

Please report this too, the more that do this the better, the email address for the fca is above.

Tom Winnifrith has been totally irresponsible.

Douglas Fathers made a mistake with Geluk Capital from 2016 to 2019 by trusting a third party company Mediatrix Capital who were owned by others and not Douglas Fathers in any way whatsoever.

Steven Fathers had nothing whatsoever to do with this at all.

False and misleading statements on here are potential market abuse and need to be reported on here to keep the integrity of this platform.

RNS are legal entities and must be true and accurate.

The Financial Conduct Authority (FCA) can have criminal charges brought that result in prison sentences for anyone putting false and misleading information on a RNS.

FCA investigations are confidential and you only find out about them when they are brought to Court.

From the RNS dated 26 January 2026 under 1, 2, 3

Institutional grade senior secured qualified medium term notes is financial speak for a financial instrument used globally by many businesses and means they are backed by the highest quality of assets and have the highest protection for shareholders.

predictable recurring income per annum is financial speak and means predictable cash flow and cash flow means actual cash.

on maturity, Valereum will receive the full $200m principal

principal is financial speak and a financial term for cash