grahamsturman, Interesting post and almost agree with your point of view. My pov, is Private Investors are used as a back up, as you stated, but always first in line and never regaining 1penny in manipulation as you stated. Financial year, PPI, Brexit, Coronavirus, COVID-19 etc. Bonus payments continue, expenses, salary increases (why not a 20% cut in salary in line with Lloyds share n cap price.?) ending of bonus payments unless all included, ending of buybacks replaced with a backup fund for private investors (earnings on loans % with a guarantee of a % of every share, it is after all a saving bank for retirees present and future. Better of in a Trustees Savings bank, of a bank with and £80,000 guarantee. No difference when the employees are able to remove rules without a challenge to any bank or Government, from PIs.
As the UK4, Lloyds are an INDEPENDENT BANK, the EU27, refuse to accept this UK4 are,, as do the Government through BOD, AHO. Not political, this is a fact. could be written better, but, a black eyed a black eye, it will not alter the message, rules apply to all. Imo. :~) :¢(
HSBC is set to intensify the biggest shake-up in its 155-year history, putting even more jobs at risk.
The bank had already announced it was axing 35,000 posts this year as it shrinks European and US operations and scales back its investment bank.
But due to the pandemic, the lender now thinks its overhaul may need to be even more radical.
Dominic Raab's vision for Whitehall revolution exposed: 'Shut half of it, save billions!'
DOMINIC RAAB called for nearly half of the departments in Whitehall to be shut in order to save billions of pounds and avoid cuts to frontline services in 2013, unearthed reports reveal
A posh care home.? erm a rest n recuperation centre for the UK taxpayers. UK6 headquarters 2021.
nice1, That's the best update with almost everything covered, along with the £1 million cash in hand, building world wide repeat sales, if this this drops to 14p, I'm in again, thought of waiting until COVID-19 tailed off but this looks better than ever.. Ignore talk down groups. Look at the goodies in SYMs windows with me almost spent up, topped up Lloyds. But maybe ?
Asperger1, Great humour, and spot on. Yet looking at rule breakers, Nigel Farage encouraged, rallied n directed the UK4 out of the EU, not an MP therefore out of reach of elected MP yea. n. nays.
Dominic Cummings is an appointed advisor (to Boris Johnson) travelled to Durham with wife and 4yr old son. (ended up in hospital, as his father did)
N.G. party motivated Brex*t, Dominic Cummings organised the leave vote, individuals are more effective, refuse to be stifled, muffled as others may be, 20 + years for N,G to do his part. More independent advisors, scouts to see how the land lies, pit falls land falls etc. would keep all sides feet on the solid ground. UK4 need more not less. Open discussion not political. Working together works better.
Sky TV news, what a straight not-political point of view. Stable and strong in the face of D.Cummings attack from Ashaeka Hya*****a former Labour advisor. Repeated later.? Erm. :~). :¢(
re: Dominic Cummings visit to my County Durham (border changes now Tyne & Wear, as it was then)
Saint Cuthbert and Saint Bede (Jarrow St Paul's Monestry. c 980) remains are there. circa 100 years to complete, almost unbelievable imo, to build on high, back then. The stair climb and view from the top is also not to be missed.
Gissmo555, patientinvester1, Weathergeek, I missed the most important iinfo. Government charge 10p for unprotected plastic bags. Supermarket 'bags for life' not protected but 10 x thicker, exchange for another free. Raw chicken, liver, pork, soiled swimming costumes, towels, nappies from beach, barbeques, etc. (Contaminated, still used repeatedly ?)
If damaged or worn, can be exchanged at point of issue, Supermarket counter, by staff, then collected for recycling.?
Now these bags are not protected = just stronger plastic.? Last 10 x times longer. Exchange for a new clean bag, without (d2w) or (d2p)Multi Contamination, windblown, loose in countryside, hedge rows, towns, villages, rivers and the environment.
SYM' = (d2p) = designed to protect against fungi, anti microbial, etc and some virus according to Michael Laurier CEO.
Having posted Michael Gove MP, his replacement + repeatedly on here, and SYM.??? Inexcusable, "for a few pennies more"
Asperger1, Thanks for your info, this shows that the div is in Lloyds where I would've placed it anyway. In retrospect the OR A have been a little heavy handed, over zealous attempt to please, hanging fruit for Adam. By requesting declared div's be cancelled, Equenity has been delayed from converting to Lloyds shares. Should've went to Specsavers, as the shares converted (still in Lloyds) accounts for a other year, v the replacing of rule 17 and the delayed divi, was AHO's, step too far.
PS, Cosalt Plc went into liquidation allegedly caused by a £10 million loan from the Reading branch. If my memory serves me right. However 2.912p x number of shares, ripening hanging fruit for me. ps, I will owe £68:00 Y/E if shares remain at this level, paid for from the div so no problem :~) :¢(
DEBS1, Go through the RNS above laft and search for oxo biodegradable, depending on the d2w strength it will degenerate in the environment and is recyclable if collected before this happens. I hope this helps, but all the info is in the RNS box above. Cheers. DYOR. GL.
Question, As rule17 was withdrawn without AGM approval, signing off of 2018-2019 accounts should remain unsinged until rule17 and the declared dividend is paid. We should accept events as withdrawn but not signed off until an AGM 'proper' is possible, meanwhile keep a tight grip of the BOD wedding tackle by refusing to agree the accounts be settled without an AGM/EGM/GM. This is the LAW. isn't it.?
AGL1, Erm speak for yourself. LOL..
ASPERGER1, You are consistent, and dependabl, I gree with most, but never, print more n buyback etc a 10 year ban on printing any shares, a 5 year ban on any buybacks.
Declared PI's dividends must be paid once declared and passed by a GM, AGM or an EGM.
Investing money with a binding agreement for a share of any/all profit from shareholdings.
A guarantee of savings is in place.? A proposal to protect declared dividends by a law that protects everyone else = declared dividends are profits from PI investments/savings, paid as equals, not as camp followers depending on left overs. Year after year, bankrupt, created or otherwise leaves investors with zero, and without legal redress, compensation. PPI for shareholders loss through incompetent Bankers, Business owners etc. Change whilst we can.
Shares can go up or down or lose entirely is acceptable. = A declared dividend is payable by law.
fleccy, The 'withdrawn' rule 17 must be replaced, a!omg with the 'withdrawn dividend' from the registered shareholders. As an AGM rule can only be removed by proposal to do so, debated, then if passed both rule 17 replaced and the 2018/19 Y/E dividend paid, by an AGM.(when things settle down !) From a layman's point of view.
The BOD and shareholders, must as employed, or Lloyd Bank registered members, follow the the rules, as laid down by a Lloyds GM. AGM. or an EGM. As I understand it.?
A selling of the registered 2018/19 shares will include the shares, if sold before the qualifying date.? fleccy.? et. al.
Cancelling 2018/2019 will see PIs refusing/unable to buy more shares, if dividend had been paid most would've built up their Lloyds holding. BOD will or have awarded bonus, salary rise etc and print more shares, the PI's will buy them back later.? I'm out ASAP.
ATO will have a look at the remaining 2020 dividend in December (as was requested by PRA)
Teachers could do 3 x days each M.T.W.........T.F.S. and with home work , ( after calling into the erm nearest "Lloyds Bank"
as Teachers have been furloughed, paid @ 80% due to Coronavirus, pandemic. Children win win, and the end of June suits gives more room.
9:00.am to 1:00.pm. Home work until normality returns. Teachers only do the one shift. (Twice as much room)
1:00.pm to 5:00.pm. Home work until normality returns. Teachers only do the one shift. (Twice as much room)
Teachers and parents can organise mornings or evenings for children as to parents working hours etc.
If June 1st start, not all children will attend until end of June, maybe this will give more room. Seats etc.
Pay last Y/E 2018/2019 dividend with a backdated cheque, and cancel 2020/2021 Y/E dividend as requested.
:~). :¢( wash ya hands. Lol.??
Gate13Boy n boldboy, Speakers corner is closed, as are the hotels n guest houses.
However this has drawbacks with no more room in my filter box. This 2 x metres apart business, its getting harder to make a living these days. sigh.
We walk into Hospitals treading whatever our shoes have picked up from roads etc then walk out carrying whatever we've picked up from the above, and with this COVID-19 the death rate has increased, so mortuaries etc.
Gloves for our hands, masks/screens for the face, gowns for the staff leavind and arriving brings in and going out carries whatever is on the floors. Designed to protect, entrance/exit mats, floor tiles throughout, work tops, all PPE including clothing, gowns n examination gloves = d2p and is proven to do that and lasts as long as the work top, tiles n mats., Testing for protection from the COVID-19 virus are in hand, ongoing. cheers all, just keeping the ball rolling not ramping. any mistakes are my secretaries. :~) :#(
As its quiet, copied this from online. Waiting for news, RNS would be better. !
Biodegradable d2w technology accelerates the natural process of oxidation until the product is no longer a plastic. A material which can be bio-assimilated (i.e. used as a food source) by bacteria and fungi on land or sea. Best of all, if it escapes collection and ends up as litter in the environment, it will degrade and biodegrade. Significantly in a continuous, irreversible and unstoppable … ……………...…………..... (designed 2 protect, & it does. :~) )
Gate13Boy, lol, let dt out briefly, read the posts n popped him back in. ! Thought, maybe the other not invested would be company for him. Then took pity on dt, he probably wouldn't survive, so t'other book end remains on your shelf. ATB.