I have idea19 Feb 2016 14:42
but no idea whether on the money
...competition increasing, margins squeezing and perhaps provisions up as business won is not quite as good as before in face of the competition grabbing more of the good stuff
..how strong is opm's competitive position..what barriers to entry are there..what's opm's usp..how can it generate above av roe??
..dyor, all..only idea(s)..perhaps fanciful, but in this BEAR, caution/cash rule ok imv