Member Info for Dorfan

If you really were on the think tank then you should take into account the mortgage cost in total and not just sale price. Tell us then the percentage of first time buyers that purchased a home outright against those that got a mortgage?

Perhaps the purchase price needs to be adjusted for inflation as pointed out by someone else.

I bet starmer and his mates won’t pay as they will have an exemption or moved funds to be hidden.

One rule for the pensioners and one for yet another scummy cheating government.

Next years state pension is set next month and it will be potentially just below the personal allowance, that’s of course reeves hasn’t abolished it for something else

Then of course if a home is in joint names it is split 50/50. Let them start calculating this wealth tax now, especially as we are taxed as individuals.

And raise a family. A home isn’t an investment to many, only to people who buy them and rent them out

ASI

“Keep in mind that profits are calculated as the sales price minus the purchase price, not the entire amount.”

Should it not be based, if it does happen on what the mortgage cost in total not just the purchase price? Most people take a loan out with interest so therefore it actually costs more.

And when I asked you about green energy tariffs you ducked out by ignoring me and then tried to say S67 answered it for you but that answer was not current data and you still refused to answer my question. Give it a go now and answer it.

Yes you are, it is blatant that you are biased

And that is the point, the system is biased against helping the homeless when it should do, even today. There needs to be a process to do so. Yet for boat people they have an easier ride, they get a roof, money, clothes etc.

Why should they get it over our homeless, simple question.

Having a bank account was key for you, many are not as lucky as you were, so getting support and a bank account is difficult for many who simply are not able to do so.

I can now see why you are biased and are blinkered towards other people’s views and opinions.

Then all boat people shouted processed by local councils, that will stop them coming over, put them on an equal footing to the homeless.

If you have been on the streets then tell us how easy it was to get a bank account if you didn’t have one and get benefits. But then again you probably had one and really wasn’t classed as a true homeless with absolutely nothing.

ASI

“ Its a double standard but Asylum-seeker support is a statutory duty under immigration law, so nearly everyone arriving by boat or plane is given housing ”

Isn’t that a form of discrimination against a group of people then? So why don’t we have a law whereby the homeless are processed through a system to give them a roof and money to rebuild themselves? Reason is it costs money and needs resource, but both can be found for boat people.

ASI

“ They are both still sexual offenders, and in the case of Jimmy Savile, he abused more children than all the grooming gangs in the country combined”

Show me the supporting data for this please, you can’t say that unless it has supporting data.

ASI

Migrants can open a bank account with ID like ARC and BRP

what are the main problems for homeless people to get a bank account or any benefits

People experiencing homelessness often encounter significant challenges in accessing essential services like bank accounts and benefits. These challenges arise from several interconnected issues:

1. Lack of acceptable identification (ID) and proof of address

Difficulty obtaining ID: Traditional forms of ID like passports or driver's licenses may be difficult or expensive to obtain for someone without a stable home.

No fixed address: Most banks require a permanent address for account opening, which is a major hurdle for homeless individuals.

Limited alternatives: While some banks are exploring alternative forms of identification and proof of address, such as letters from homeless charities or hostels, these options aren't universally accepted.

Cost of ID documents: The cost of obtaining official documents like passports can be a significant barrier for individuals on low or no income.

2. Difficulties in applying for and receiving benefits

No bank account for direct deposit: Without a bank account, individuals cannot receive benefits payments via direct deposit, forcing them to rely on alternative methods which might be less convenient or secure.

Digital exclusion: The increasing shift towards online applications and account management can be a barrier for those without internet access, digital literacy, or devices.

Inflexible services: Rigid appointment schedules and strict rules around non-attendance can be challenging to meet for individuals facing instability and competing priorities related to survival.

Stigma and discrimination: Homeless people may face prejudice or negative attitudes from staff at benefit offices or financial institutions, which can discourage them from seeking help or result in negative interactions.

Benefit sanctions: Not fulfilling benefit conditions or missing appointments can lead to sanctions, which can further exacerbate financial hardship and make it harder to escape homelessness.

3. Limited access to essential resources and support

Lack of awareness: Individuals may not be aware of their entitlements or the services available to help them apply for benefits or open a bank account.

Communication barriers: Difficulty communicating with service providers, potentially due to language barriers or literacy challenges, can hinder access to support and information.

Transportation and mobility issues: Reaching banks, benefit offices, or support services can be challenging without access to transportation.

Health and mental health concerns: Homeless individuals are more likely to experience poor mental and physical health, which can make it harder to engage with services and manage the complexities of bureaucracy.

Lack of trust: Previous negative experiences or a general mistrust of institutions can deter homeless people from seeking help or engaging with

ASI

Then why are so many homeless still on the streets? And why not treat homeless the same as boat people?

How many boat people are not processed and are on the streets? How many indigenous people are homeless long term?

ASI

“ If you do not have a fixed address

When you apply for benefits you could use the address of a:

hostel you're staying in, friend or family member, day centre,local jobcentre

You may get less benefit if you are on the streets, It's a good idea to open a bank account so you can keep your money safe.”

Many homeless don’t have a hostel, nor address of a friend, nor use a day centre etc etc.

They can’t get a bank account when living under a bridge.

You think you are clever by quoting these links but you really don’t live in the real world.

What should happen is that the authorities go looking for them and then do all the hard work, that’s what happens to the boat people, why should our homeless have impossible barriers put up in front of them?

To keep it fair all boat people that arrive should live like the homeless and use the link you suggested and then see how far they get.

HD

“ RAF = were caught being……. ra ci st, or aka DEI”

Job selection should simply be decided on choosing the right person who is correctly qualified to do the job and not forcing colour, ethnicity into the equation.

HD

“ What’s ra ci st, is when Stharmer favours foreigners before British citizens.”

Yes, our genuine homeless living on the streets don’t get a daily allowance, nor a nice warm hotel, nor clothes, nor a new mobile phone, nor free driving lessons and the list goes on.

Our homeless are left on the streets all year without any government help to bring them back into society. Shame on them.

ASI

“ ………….or would you prefer to drive change now, so this issue is settled well before then?”

And what do you propose these changes will look like, in greater detail?

ASI

“ I think Farage is good orator …”

So was Blair, a man for all seasons but a liar.

ASI

I didn’t say benefit fraud, I said they were shown how to use the system on benefits.