Member Info for Asperger1

Https://www.lloydsbankinggroup.com/investors/shareholder-information/shareholder-meetings.html

OMG - It's kicking off already lol

CURRENT DIVI RETURN ~21% LESS THAN 2016 LEVEL

2016 Interim 0.85p, 2016 Final 1.70p, 2016 Special 0.50p

2016 Total divi return - 3.05p

v

2022 Interim 0.8p, 2022 Final 1.60p, No special Divi

2022 Total divi return - 2.4p

One might well speculate that the divi payout is being held low to aid the favoured buyback program?

AGM could be a bit rowdy this year lol

Lloy shareholders ATTACK AD

Do you think Lloy shareholders should at least get a fair share of available profit?

Mr Charlie Nunn doesn't !!!

Signed

Mr Charlie "I know what it’s like to be hard up" Nunn

2.4p x total voting rights 66.615bn = £1.6bn

2022 Buyback program £2bn

2022 pension deficit contributions £2bn

One might well speculate that the divi payout is being held low to aid the favoured buyback program?

AGM could be a bit rowdy this year lol

Yay! Divi pay day just 1x week away - wonder if the market will allow me to invest sub 45p - with H1 results and interim divi just a few months away it seems unlikely

House prices face a looming hit? - not a problem for Lloy -

Thankfully, Lloy has been careful re lending and is a long way from negative equity territory -

Owners/borrows on the other hand may need to hunker down to avoid loosing their homes (maybe cut down on socialising, holidays, mobiles and TV packages)

Labour civil war

Starmer to propose “on steroids” version of Sir Tony Blair’s symbolic rewriting of Clause IV which is bound to outrage many Labour core voters,

We're prepared for a “dirty and nasty” campaign, says Starmer

Lib Lab Pact is coming - Move over Starmer - Andy Burnham urges Labour to consider PR voting amid coalition talk

https://www.lbc.co.uk/news/andy-burnham-proportional-representation-labour-lib-dems-coalition/

Careful how you vote

#Fact - - - Sir Keir Starmer will hand the vote to millions of EU citizens if Labour wins the next general election, the Telegraph can reveal.

#Fact - - - Starmer pledged an “on steroids” version of Sir Tony Blair’s symbolic rewriting of Clause IV

#Fact - - - Under manifesto plans for the biggest expansion of the Labour Party franchise in almost a century, Sir Keir will launch a “package of proposals” including votes for settled migrants and 16 and 17-year-olds.

https://www.telegraph.co.uk/politics/2023/05/13/keir-starmer-labour-plot-give-millions-eu-nationals-vote/

Scary eh !!! - careful how you vote

GS,

"what would be wrong with that? Surely you wouldn't deny democracy now, would you?!"

Just hi lighting that Starmer has adopted a Lib Dem policy GS - wonder which Lib Dem policies he will adopt next? re-join the EU ???

I aint denying or ruling out anything lol

careful how you vote

Liberal Democrats Manifesto - Stop Brexit

Every vote for the Liberal Democrats is a vote to stop Brexit and stay in the European Union.

For over three years Liberal Democrats have led the fight to stop Brexit. We campaigned to stay in the EU in 2016 and we unequivocally believe that the UK is stronger as part of the EU.

The election of a Liberal Democrat majority government on a clear stop Brexit platform will provide a democratic mandate to stop this mess, revoke Article 50 and stay in the EU. In other circumstances, we will continue to fight for a people’s vote with the option to stay in the EU, and in that vote we would passionately campaign to keep the UK in the EU.

Electing a Liberal Democrat government is the only way to get the Brexit process over. Although the Conservatives claim that a vote for them will ‘get Brexit done’, it won’t

Brexit also means an end to freedom of movement, which has brought the UK tremendous social, economic and cultural benefits. It gives British people the opportunity to work, be together with their loved ones, study and retire anywhere in the EU. There is no contradiction between our European and our British, national and regional identities: they enrich one another. By stopping Brexit, Liberal Democrats will protect and maintain freedom of movement, safeguarding the rights of UK citizens living elsewhere in the EU and EU citizens in the UK.

EU citizens are valued members of our communities and we believe that they should be afforded the right to full participation in civic life, including the ability to stand for office and vote in UK referendums, European elections and general elections as well as local elections. Liberal Democrats will extend these rights to all EU citizens who have lived in the UK for five years or longer.

To ensure that EU citizens are not denied their vote in any election or referendum, we will also implement urgent electoral law reform, in line with the Electoral Commission’s 2014 recommendations, including introducing a legal requirement for councils to inform citizens of the steps they must take to be successfully registered and making the necessary changes to ensure that the UK has an automatic system of inclusion in elections.

A Liberal Democrat government will stop Brexit – and build a brighter future for the UK by keeping us at the heart of the European Union.

https://www.libdems.org.uk/policy/2019-liberal-democrat-manifesto

GE = re run of Brexit vote

Rejoin EU v Leave

Lib/Lab Pact v Conservatives

Starmer/Davey v Rishi

Starmer adopts Lib Dem policy

Keir Starmer to give millions of EU nationals the vote

Labour leader accused of wanting to rig general elections by letting migrants who live in UK and pay tax have a say

https://www.telegraph.co.uk/politics/2023/05/13/keir-starmer-labour-plot-give-millions-eu-nationals-vote/

Liberal Democrats Manifesto -

Brexit also means an end to freedom of movement, which has brought the UK tremendous social, economic and cultural benefits. It gives British people the opportunity to work, be together with their loved ones, study and retire anywhere in the EU. There is no contradiction between our European and our British, national and regional identities: they enrich one another. By stopping Brexit, Liberal Democrats will protect and maintain freedom of movement, safeguarding the rights of UK citizens living elsewhere in the EU and EU citizens in the UK. Liberal Democrats will also support the right of the people of Gibraltar to remain in the European Union.

EU citizens are valued members of our communities and we believe that they should be afforded the right to full participation in civic life, including the ability to stand for office and vote in UK referendums, European elections and general elections as well as local elections. Liberal Democrats will extend these rights to all EU citizens who have lived in the UK for five years or longer.

https://www.libdems.org.uk/policy/2019-liberal-democrat-manifesto

Starmer - gonna be like Tony Blair's Clause IV 'on steroids'

Does that mean he will bankrupt the economy in a fraction of the time?

Chid -

"three of the other 'chosen' shares have near DOUBLED in value" -

you including RR. in that statement?

📉📈

6th real deal - awaiting divi cash to catch that dip 📉 📈

Sight still 'gappy' - Spacing messed up

Site is still inserting a gap/space at every sentence break !!!

On the plus side - can use emoji's 🔬🛠 🪛 🔧

Started this fantasy portfolio in 2016 to challenge various poster's perception that Lloy is 'the worst share ever', 'better else where' or a 'dire share',

8th Oct 2016 I invited WL/Newchurch to choose an alternative ftse 100 company so I could run a comparison, since 2016 others have been added

On 8th Oct 2016 - 1000 quid bought 206 BP. shares & 1905 Lloy shares

Today's value

BP. 206 @ 483 = 995

Lloy 1905 @ 45.6 = 872

~~~~~~~~~~~~~~~~~~~

In April 2017 Invest4life suggested I add Glencore -

On 22-4-17 - 1000 quid bought 335 Glen shares & 1553 Lloy shares

Today's value

Glen 335 @ 432 = 1447

Lloy 1553 @ 45.6 = 711

~~~~~~~~~~~~~~~~~~~

In July 2017 Nucky suggested I add RBS/Natwest -

On 12-7-17 1000 quid bought 384 Nwg & 1512 Lloy

Today's value

NWG 384 @ 261 = 1002

Lloy 1512 @ 45.6 = 692

~~~~~~~~~~~~~~~~~~~

In July 2017 Utrickytrees asked that I add BARC -

On 30-7-17 1000 quid bought 479 Barc & 1504 Lloy

Today's value

Barc 479 @ 154 = 738

Lloy 1504 @ 45.6 = 689

~~~~~~~~~~~~~~~~~~~

In Sept 2018 Motley Fool recommended Diageo over Lloyds

On 9-9-18 1000 quid bought 37.3 DGE & 1704 Lloy

DGE 37.3 @ 3535 = £1319

Lloy 1704 @ 45.6 = £780

~~~~~~~~~~~~~~~~~~~~

In April 2020 Theosus asked that I add Circassia -

On 14-4-20 £1000 bought 3891 CIR/NIOX & 3058 Lloy

NIOX 3891 @ 54 = £2101

Lloy 3058 @ 45.6 = £1401

~~~~~~~~~~~~~~~~~~~~~

In April 2020 TheBoard asked that I add RollsRoyce -

On 25-4-20 £1000 bought 322 RR. & 3367 Lloy

Today's value

RR. post 10for3RI 1073 @ 148 = £1588

Lloy 3367 @ 45.6 = £1542

This week's observation - Banks steady as interest rates rise lol, mixed for other fantasy stocks, Russia/Ukraine hostilities rattle on, Cost of living continues to bite, Strikes strikes strikes, Starmer flips from declaring Labour on course to victory to possible coalition with the Brexit remoaner Lib Dem party lol

A very basic comparison that does not include divi yield, IMO those still suggesting Lloy is 'the worst share ever' or a 'dire share' seriously need to examine their concept of investing.

1st Real deal, 30-3-20 I bought 15,000 Lloy @ 33.606 = £5040

Current value - Lloy 15000 @ 45.6 = £6870 = +43% over ~36 months

~~~~~~~~~~~

2nd real deal, 4-3-22 I bought 8,500 Lloy @ 44 = £3740

Current value - Lloy 8500 @ 45.6 = £3893 = +4% over ~14 months

~~~~~~~~~~~

3rd real deal, 13-6-22 I bought 11,500 Lloy @ 42.66 = £4940

Current value - Lloy 11500 @ 45.6 = £5267 = +6.6% over ~11 months

~~~~~~~~~~~

4th real deal, 28-9-22 I bought 7000 Lloy @ 41.97 = £2962

Current value - Lloy 7000 @ 45.6 = £3206 = +8.2% over ~7 months

~~~~~~~~~~~

5th real deal, 4-5-23 I bought 30.000 Lloy @ 46.24 = £13872

Current value - Lloy 30,000 @ 45.6 = £13740 = -1% over ~9days

~~~~~~~~~~

6th real deal - awaiting divi cash lol

A1

Lloy Progressive Divi Re-bassed !!!

CURRENT DIVI RETURN LESS THAN 2016 LEVEL

Special 2023 0.5p???

Final 2023 2p???

Interim 2023 1p??? (+25% on 2022?)

Final 2022 1.6p

Interim 2022 0.80p (+19.4% on 2021)

Final 2021 1.33p

Interim 2021 0.67p

Final 2020 0.57p

Interim 2020 n/a - cancelled/Covid

Final 2019 n/a - 2.24p withheld/cancelled/Covid

Interim 2019 1.12p (+4.67% on 2018)

Final 2018 2.14p

Interim 2018 1.07p (+7% on 2017)

Final 2017 2.05p

Interim 2017 1.00p (+17.6% on 2016)

Special 2016 0.50p

Final 2016 1.70p

Interim 2016 0.85p (+13.3% on 2015)

Special 2015 0.50p

Final 2015 1.50p

Interim 2015 0.75p

Gap watch - Lloy

Current SP - 45.6p

9th-10th Mar 23 - 51.3p

21st-24th Feb 20 - 55.17p

10th-13th Jan 20 - 60.1p

23rd-24th Jun 16 - 71.1p

27th-28th Oct 15 - 77.1p

~~~~~~~~~~~~~~

Gap watch - Barc

Current SP - 154

9th-10th Feb 23 - 189.56

11th-12th Aug 15 - 278

~~~~~~~~~~~~~~

Gap watch - NWG

Current SP - 261

27th-28th April 23 - 271.5

9th-10th Mar 23 - 289.9

23rd-24th Feb 11- 471

11th-12th Dec 08 - 648

14th-15th May 08 - 3192

3rd-4th Aug 05 - 5621

8th-9th March 05 - 5920

Based on LSE tech chart

https://www.investopedia.com/articles/trading/05/playinggaps.asp

https://allstarcharts.com/gaps-need-filled/