Vodafone Share Chat (VOD)

Unfortunately, it's not over yet, but thank goodness we got hope of a brighter future with the vaccine being rolled out, been a sad year for a lot of people, got to look forward to better times
cheers guys, keep safe

Mrs CSDI works on front line for the NHS and got her jab today. All her colleagues want the vaccine asap.
All the professionals she talks to, want the vaccine.
I wonder if its an age thing - youngsters feel they are immune - while us old fogies just want our lives back to as near normal asap

Totally agree with you guys, cant understand so many people including health care workers, saying they don't want the vaccine, I will be holding both arms out saying please jab me, so we can get some normality back into everyone's lives , it's been a really bad time for so many people , lets hope for better times this year

Cor blimey Robleo
Not a dream for most of us - more like a nightmare being stuck at home.
Social life abruptly stopped ... sooner have a good social life with little money to spend.
Rather than money in bank but nothing to spend it on
As my best mate says, All things in life all relative ...
Cheers

Well, I would call it a nightmare year, and I've been a lot luckier than some. And various shares have made me more dosh than others have lost. Soon be living the dream, a different dream, hopefully. All credit and admiration to the techies who developed vaccines faster than ever thought possible. Gla, hny.

It's just been a dream last year, lets hope we are living that dream this year
hope vod shares are up to make some money for us

Snow,Sunshine& Sangria,you can't beat it, on the top of a mountain, in late March. I don't mind a bit of Sand, Sun, & Sangria in the summer as well. So many pleasures in life begin with an S.... Swimming, Skiing, Skating, I love them all. Well I'm going to poor myself a Sider(sic) Cheers.

Hi Rob

Thats a decent looking set of funds to give you good diversification.
Hope HL not charging too much for those funds in fees.
You;ve got some of the best performing funds there - nice work.
It's a better mix than I've got.
Cheers

CSD11962
I HAVE FUNDS WIT H/L
FUNDSMITH/H/L SELECT UK GROWTH/JUPITER ASIAN INCOME/L&G GLOBAL HEALTH/L&G GLOBAL INFRASTRUCURE/L&G GLOBAL TECH/L&G INTERNATIONAL/L&G US INDEX/LINDSELL TRAIN GLOBAL EQUITY /JUPITER INDIA they are all doing ok ish apart from the latter, but no thanks to me , sounds a lot but only got modest amounts in them, thanks for the tips on the share side, will take a good look at them
hope we all have a good year, and as Dan says a holiday would be great this year, too cold for me on the ski slopes though, I want a bit of sunshine and Sangria

Hi Robleo
Just looking at your note saying you hold: AV LGEN and SAGA, with LLOY and VOD.
If this is your entire share p/f I would say it looks to be too heavy on Financials/Insurance.
I would select 5 different sectors if I could only pick 5 shares.
Or maybe consider a general fund:
ISF = Ishares ETF for the FTSE100
IUKD = Ishares high div payers (50 out of FTSE 350)
ASEI = Fund of about 50 mixed shares
BRWM = Blackrock World Mining

Expereinced investors would say pick a fund for Emerging Markets or the USA's Dow or Nasdaq etc.

I have 75-80% of my p.f in FTSE 100 shares
Aviva, GSK, Imperial Brands. Nat Grid, Shell (B), Vodafone
Other holdings are Aber Std Equty Inc, Centamin. Henderson Hi inc, Pendragon, Supermarket REIT
I would like to add mining/commodities and computers/internet at some stage. and maybe NCYF again.
Cheers - CSDI

Hi Robleo

Intersting observation. If you are thinking of RBS/NWG there is a huge distortion as there were rights issues at £2, then a 1 for 10 consoilidation as the RBS BOD did not like the idea od 25p SP, so it bacme 250p overnight but with only 1/10 of the shares !
HSBC have done best from 2007 - date going from 950p to 380p approx without any diluting or rights etc.
LLOY were about 550p, and had a couple of RIs too. Buying £1000 worth then would be valued at about £70 now.
HBOS went from £10 - taken over for a few pence in a scandal that is still ongoing
BB went bust
AL consolidated into Santander
BARC was about 750p and took help from Middle East to avoid RIs etc. Now about 150p.
If you had funds to but the banks in 2009, you would be smelling of roses if you sold before the Covid crash.
As I have noted two big lessons for me
1. Diversify - I currently have 11 different sector/shares. In 2007 I put 50-60% into banks believing they were "safe as houses"
2. Timing - I invested a pension sum in one month of May 2007, understanding the markets were high, but not expecting the Financial Crash ! Investing monthly is great if you can do it, but even better is to invest a lump when the market hits a trough like Feb 2009 or March 2020 as examples.
3. Have a plan for both entry price and exit (good AND bad !! )

CSD1962 RE: Banks etc. 2007, a friend of mine started investing just after the 2008 crash buying shares for around 15p and up to the covid time were valued well over the £3.00 mark, so i guess sometimes it's about timing as well as the company, but good on you having the experience to turn it around

Hi Dan Re: Saga louts lol, think the biggest drop is down to their 2 new cruise ships being grounded due to covid at the moment, but agree on their prices, and poss. less risk topping up on vod
I have another 18 months before reaching retiring age of 66 so trying to make the most of any investment opportunities while prices are low
don't normally post much on these boards, but currently on furlough and also lockdown, so apologise if going a little off topic a little, making the most of getting some tips from you more experienced investors at the moment

I think you should buy, or hold vod, (under priced) As for saga, it depends if you think saga louts, which I have been for 19 years, are stupid enough to keep buying saga products. Every year I have found a better deal for everything that saga sell from another provider. They prey on the elderly. But if you can make money from Saga shares, then good luck, It doesn't make you a bad person!!?? Joking of course.

Hi Robleo
I am in similar position with RDSB, GSK and IMB all under water.
For GSK I am confident the SP will recover but no idea how long it will take. I've been in and out of GSK for 13 yrs now.
IMB I consider to be undervalued with a very high divi. I've just cut 1/7 of my holding and still got about 23 or 24% of my p/f invested. I have been averaging down since my 1st purchase at £29 in Jan 2018. Hopefully will get into profit eventually and have sold 2 previous batches both at a profit.
RDSB is my biggest headache as not confident it will full recover. Again I have averaged down from 1st purchase at 2688p, now down to 1650 average, so down about 25% on capital. Will look to trim holding by selling my lowest price purchase.
Last year I sold VOD at 152 and 128 from purchases made at over £2. Now I'm back in at 133p and had one divi.
If I can find a better share to buy with funds remaining I would sooner do that than sit and wait for ever. It depends on my view of the outlook for the shares that I hold. At the moment I am avoiding banks and property as believe these could suffer long term due to Covid. Look at bank share prices back in 2007 before the Crash to see the permanent value damage, as I was heavily invested in banks then, following an idea of Midas Dogs of the FTSE - which totally failed to diversify or split timing of purchases - big learning curve for me.
Cheers for now - CSDI

Oh well you're in the jab queue b4 me - my CSDI1962 giving my age away. So I am working today but just about to finish - normal for me dealing with January deadline for Self Assessment clients.
Mrs CSDI works in NHS and has queue jumped as a front line worker. She is booked in for her jab tomorrow - after receiving text from work yesterday and found an early space - one of the first around here to take up.
Nice to see your experience being put to good use - better to keep active.
My 83 y/o FIL was going to the gym 3 times a week until latest lockdown .. he puts me to shame !
I'm trying to build a dividend paying p/f so that I can leave the capital intact. See my full p/f on "general chat" pages.
I would suggest we use that general BB to set up our own chat thread if interested, so we don't hijack the VOD holders.
Nice to exchange views and opinions with sensible follow investors.
Cheers - CSDI

many thanks to CSD1/HOLO AND H-hi for posting your investment ideas, fully understand nobody would give investment advice, but it's great to here other peoples ideas, it's not been a great year for investing unless your into toilet rolls ?
for me I have topped up what I thought are my best ones i.e.. aviva, lgen, lloyds, question is what to do with your biggest losers, which for me are vod. and saga , get in deeper to average down or just leave as they are ? what do you guys do in these situations ?

hiho, holo, Lucky you at 87 you should get your jab before us young ones,(only 69)! For me it's skiing that I miss, but hopefully I will go in March. I might even bump into Mikey on his ski jump?! Many thanks to CSDI. Always on the ball.

CSDI thanks,
I thought danielh had miss spelt hiho, so apologies to danielh.

I have to tell you having invested for so many years, although I make really good money from my pf, I invest for the challenge, much of my money is invested with a major financial company and I still delight in making better returns on my self managed pf than they do.

At 87 it keeps me some what involved, and having spent my life in the business world of Europe and USA at a fairly high level, this is my way keeping up with the pace. This golf and holidays keep me well busy now and quicker I get my Covid jab the better - I will be off on my travels again.

Good luck to all investors in 2021 and hope you are very successful.

CSDI. Hello,H-hi, holo. Thank's for putting holo right on that one. Hi Ho, H-hi, holo, its off to work we go, (if you are working) ho,ho,ho. Happy New year.

Hi holo,
I think you may be confused with who daniel was replying to.
If you read urther down there is poster called H-hi.

So in your own words " my advice is before investing or commenting read the full text" ! LOL

Must say, you have a very sound p/f there if you have 45 holdings spread nicely over sectors and regions etc.
I only have 11 holdings as the capital involved would not spread to 45 like your p/f.
I am overweight with IMB and GSK but aim to trim them over the next year or so, and hopefully add a couple of other shares/sectors to my p/f.
I have started to appreciate funds can reduce risk, but likewise limit rewards with multiple holdings.
At the moment I have ASEI, HHI and SUPR, having recently moved out of BERI, NCYF and IUKD.
Time will tell if these prove to be well founded or not.
Cheers - CSDI

Daniel I said quite clearly I have Vod in my portfolio, and my advice is before investing or commenting read the full text! Vod represents some 2% of my portfolio along with 44 other companies, although it is a small % down it is one of my very long term holdings and has rewarded me well aver the past years, and have no intention of getting out, as I believe there is some recovery to come.

I am an investor not a trader, which has served me very well over the past 40 or so years, and I only welcome good well researched advice and tips, thanks and good luck - seems like you might need it

Daniel, kingrav last Tuesday thinks that it might go to 1.15 when bonds come up for renewal. Personally I don't think VOD needs any reason to go up or down, it just does.
Joking apart, BT and VOD are trying to increase contract prices to customers annually by more than CPI, good luck with that
with Talktalk keeping fixed prices, and the huge amount of cash unleashed by the governments all over the world should produce asset inflation generally, including shares, so there is an underlying pressure for the sp to rise. At the moment I just prefer day trading.

Hi Dan , I agree with you there, you have to accept they go up and down, when I bought my vod shares all seemed to be good at the time and with good dividends a crystal ball would be handy in this game, but it's only a paper loss unless you need to sell, so fingers crossed we may get rewarded this year
good luck all

Hi, Patient. A late drop on the nas, not good, may be due to currency movements?, We may find out next week. I think if I can raise the funds, I will want to top up as soon as poss.