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Lloyds Banking Group Share Chat (LLOY)



Share Price: 75.52Bid: 75.52Ask: 75.57Change: 0.00 (0.00%)No Movement on Lloyds Grp.
Spread: 0.05Spread as %: 0.07%Open: 76.29High: 76.29Low: 75.27Yesterday’s Close: 75.52


Share Discussion for Lloyds Grp. (LLOY)


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Petanqueplayer
Posts: 644
Off Topic
Opinion:No Opinion
Price:85.83
View Thread (2)
KellyfromtheioM
30 Jul '15
Hi Kelly, not all impaired debt is provisioned, i don't know how much of the Irish debt was provisioned, and cannot see the impact on the BS, but the result of the sale is that the % of impaired debt that is provisioned within the bank falls by 2.2% to 48.3%
Anyway, results day tomorrow,no doubt we have more PPI -AHO originally said £3bln so how is he still in a job? - i have a growing nervous feeling - hope it's nothing more than an upset tum
 
Unitman
Posts: 8
Off Topic
Opinion:No Opinion
Price:85.95
REsults Time
30 Jul '15
Yeh wonder which way its going. RBS was up 13 this morning, now down 10. And yet its results were better than expected. Lloyds has been Yoyo'ing all day.
Asperger1
Posts: 1,999
Off Topic
Opinion:No Opinion
Price:86.03
Results time
30 Jul '15
OK - here we go - thought 2015 was supposed to have been a 'clean year' - its not been very clean so far - lets see what tomorrow brings.
KellyfromtheIoM
Posts: 94
Off Topic
Opinion:No Opinion
Price:86.12
View Thread (2)
RE: Kellyfromtheiom
30 Jul '15
Hi PP

You are right that the only real impact on profit is stopping the annual loss of £130m. I was talking about the impact on the balance sheet and was assuming the £2.3bn "considered impaired" would have been provided for. Bit of an error by AHO if they were not?
guingette
Posts: 568
Observation
Opinion:No Opinion
Price:86.20
Interest and commission
30 Jul '15
In my day all charges ie interest and commission were transferred half yearly into anRDD account and therefore did not contribute to profits.....this of course was for doubtful lending where security was light RDD stood for Reaserve for Doubtful Debts,and covered all lending spectrums
Petanqueplayer
Posts: 644
Off Topic
Opinion:No Opinion
Price:86.29
View Thread (2)
Kellyfromtheiom
30 Jul '15
I think you are wrong in assuming all the impaired loans are provisioned, they are not. Beebong covers it better than me - below - and i understand the only real impact on profit is to stop the annual loss of 130m from the portfolio.
hope this helps
Twinklyhulkster
Posts: 7
Off Topic
Opinion:No Opinion
Price:86.29
Divi v buy back
30 Jul '15
Just wondering why it appears that people on the board seem to prefer a dividend rather than a share buy back, if the share price has more scope to increase a lot higher in the long term then is the dividend option preferred by the 'dippers' ?
Troajan
Posts: 11,863
Off Topic
Opinion:No Opinion
Price:86.22
lloy
30 Jul '15
FTJNY
Posts: 72
Off Topic
Opinion:No Opinion
Price:86.34
View Thread (2)
RE: RE BOE Message
30 Jul '15
Based on what I've read on this subject this should only apply where the PRA deem that the CT1R is too low eg:- Barclays at around 11% hence they could impose an additional capital buffer until their ratio improves. However as Lloyds CT1R is around 13.6% and could be north of 14% by Jan 2016 this shouldn't in theory impact Lloyds and therefore hopefully shouldn't affect the Divis or Buy Backs IMHO
meerkat.com
Posts: 3,569
Off Topic
Opinion:No Opinion
Price:86.31
Re Just Car Clinic
30 Jul '15
No mate it was not Pendragon
They would have been branded as
Evans Halshaw
I think it was a company set up by two chaps who RBS lent the money to
Then when things did not go as planned they pulled the plug and Dixons disappeared
But I think RBS were behind the scenes
But you could not have a bank having one of its businesses go pop

2015 TYOTBH
STC





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