With respect I think your over simplifying. The facts are that the number of highly paid staff is far greater in London than any other European city or country and any research I've seen shows that beyond a certain level of remuneration performance does not improve , IMHO it's a total myth that the more you pay people the more productive they become . Plain simple avarice has created the situation in this country , lack of regulation if you like , senior management do it because they can , nothing to do with employing the best brains and given the banks recent history that's arguable . , lol.
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