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Lloyds Banking Group Share Chat (LLOY)



Share Price: 76.82Bid: 76.90Ask: 76.94Change: 0.95 (+1.25%)Riser - Lloyds Grp.
Spread: 0.04Spread as %: 0.05%Open: 77.00High: 78.00Low: 76.22Yesterday’s Close: 75.87


Share Discussion for Lloyds Grp. (LLOY)


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zoros
Posts: 439
Off Topic
Opinion:Hold
Price:74.86
damablanc
20 Aug '14
No creo que usted hizo por mucho que.

This stock is consolidating now that the ii's have a clear route to the stock. They can smell a divi and are keen to get in sooner rather than later while stock is undervalued. There will now be a cautious but steady upload of LLOY by the institutions over the next several months - in the background. This will be reflected in a small but noticeable climb in the SP, a final burst of activity happening when AHO delivers a +ve H3 statement in this regard.
 
meerkat.com
Posts: 3,155
Off Topic
Opinion:No Opinion
Price:74.86
RE: Hola guingette
20 Aug '14
Po no te lol

2014 TYOTH
STC
MarktheSpark
Posts: 338
Observation
Opinion:Hold
Price:74.84
75
20 Aug '14
Lloyds touching 75 against a declining market .
meerkat.com
Posts: 3,155
Off Topic
Opinion:No Opinion
Price:74.78
MY you missed this snip LOL
20 Aug '14
A judge said the bank's behaviour was "unconscionable"
Bank of Scotland has been unfairly double billing customers who fell behind on their mortgages, a High Court judge in Belfast has ruled.

In a scathing verdict, Master Ellison said the bank's behaviour had been "unconscionable".

He said it had caused borrowers to be "plunged into depression".

The findings could have implications for thousands of Bank of Scotland mortgage holders across the United Kingdom.

The Housing Rights Service which took the case said if the bank's practice had gone unchallenged, many borrowers would have lost their homes.

The bank is a major mortgage lender in Northern Ireland under the Halifax brand, and is ultimately owned by the Lloyds Banking Group.

The case focused on the way it added arrears to the original mortgage borrowing.

That is a standard practice for tackling arrears and is known as capitalisation.

It has the effect of increasing borrowers' monthly repayments.

'Erroneous'

The judge ruled that once capitalisation had taken place, the mortgage should no longer be considered as in arrears.

However, the bank continued to treat such mortgages as in arrears and used that as the basis for bringing legal cases.

The judge said this meant borrowers had been held in fear and were being threatened with repossession on account of an "erroneous and fictional arrears balance".

He said the bank's actions had distorted perceptions of affordability for struggling borrowers.

That was because they faced increased monthly payments to reflect the capitalised arrears and a demand for the immediate payment of those arrears.

The judge said this also distorted the true position in both the minds of those approached for advice and the courts.

He said this meant that "many" court decisions concerning suspended repossession orders had been made on "erroneous assumptions".

'Uphill struggle'

Master Ellison said that as a result he was imposing a series of strict conditions on the bank if it tried to enforce any suspended repossession orders.

He said that if the bank failed to meet these conditions, it "may face an uphill struggle".

The judgement concerned three separate cases brought with the support of the Housing Rights Service (HRS).

One of the people who took a case, with the support of the HRS, was a bank worker.

The court heard that she fell behind on her mortgage because she had to leave her home for a period of time on police advice.

She was warned she was in danger from a criminal conspiracy. In addition, she suffered the death of her partner.

She has now returned to her home and has been making monthly payments above the contracted amount for well over a year.

Speaking after the judgement, Christopher McGrath, solicitor for the Housing Rights Service (HRS), said: "The court has stated that the handling of accounts by Bank of
meerkat.com
Posts: 3,155
Off Topic
Opinion:No Opinion
Price:74.66
Good moaning
20 Aug '14
Oleg is in love
I have taken the crayons off him
He keep drawing hearts all over the place
He also ries 75p and Wednesday I think he has love bug
We get hims married that will cure it

Will we see 75p today and will it holds

As TRG would say GLA

2014 TYOTH
STC
MOSBOWGO
Posts: 5,384
Premium Chat Member
Off Topic
Opinion:No Opinion
Price:74.60
MY21
20 Aug '14
Good morning MY21
Just want to say thank you for all the snippets of news you post around the boards. Are you langyy in disguise?
MY21
Posts: 3,073
Off Topic
Opinion:No Opinion
Price:74.60
South African Banks Downgraded
20 Aug '14
Moody’s downgrades South Africa’s four main banks: Moody’s, the rating agency, downgraded the credit ratings of South Africa’s four dominant banks as the country’s financial sector continues to endure the ripple effects of the collapse of African Bank, the nation’s biggest lender of unsecured loans
MY21
Posts: 3,073
Off Topic
Opinion:No Opinion
Price:74.60
UK House Prices
20 Aug '14
UK ONS house price index rose as expected in June

On an annual basis, the house price index in the UK climbed 10.2% in June, compared to a revised 10.4% increase recorded in the previous month. Markets were expecting the ONS house price index to rise 10.2% in June.
sway
Posts: 22
Off Topic
Opinion:No Opinion
Price:74.60
Re:Price
19 Aug '14
You are some sport mate,but we all know what we are doing see.LOL
sport23
Posts: 7
Off Topic
Opinion:No Opinion
Price:74.65
Price
19 Aug '14
Let's hope every one selling have to buy back in at a much higher price.



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