Beg to differ when it comes to ECR! You spend a £1,000 including £5 commission on the shares watch over time the cycle of share issues, consolidations and share issues and your holding is worth £10. Then in a fit of enough is enough you sell it for £9 less £5 commission to get £4. Shares bought £995 sold for £9 Loss £986 plus two lots of £5 equals £996 So you end up with over 100% loss! May seem theoretical but I feel I'm speaking from experience.
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