Gold Fields Ord Share Price (0QQ8)

Can finally spend some proper time managing my portfolio. Wonder if that will make things better or worse..... :-))

Good Morning 🌞

Happy Easter to a lonely cave 😀

Not much to report.

Invested in divi stocks

LGEN

PHNX

AV

MNG

RIO

BHP

AAL

TW

Others with crap divi but growth potential!!

BWY

PSN

DGE

Nothing much to report in Asia, rainy season coming to an end.

Tourism is mixed with so many bums on sand (digital nomads) with a laptop.

Have a wonderful Easter break!

ATB

Basically I started a new job 12 months ago, company pension wise you get a choice of 6 funds, looking at the performance of those 6 I picked sharia fund which was mainly American blue chips eg amazon, meta, Microsoft.

From May the fund climbed 30 % which I thought was a bit of a spike and with annuity funds taking a hammering over the past couple of years but starting to recover switched.

Hi GS - essentially yes. Annuity funds will largely be invested in government bonds, although there may be some high quality corporate credit there as well. The key though is that they will be exposed to medium to long term rates and inflation - or put another way real yields. So if you believe that real yields will fall (ie rates will fall more than expected inflation) then you will expect to generate a nice return in an annuity matching fund. However, it's probably easier to just invest in Fixed income or index linked gilt funds if you want to play that game. Is this something you're looking at as part of your DC pot?

Are annuity pension funds a good idea with interest rates starting to fall?