Register
Login:
Share:
Email Facebook Twitter




RMG Share Chat - RSS Feed

Royal Mail Share Chat (RMG)



Share Price: 423.30Bid: 423.30Ask: 423.40Change: 2.90 (+0.69%)Riser - Royal Mail
Spread: 0.10Spread as %: 0.02%Open: 419.50High: 426.80Low: 419.50Yesterday’s Close: 420.40


Share Discussion for Royal Mail (RMG)


Thread ViewThread View
Please Login or Register to post messages
Posts per page:


Premium Membership
abouttosell
Posts: 53
Off Topic
Opinion:No Opinion
Price:455.80
View Thread (2)
numbers
7 Feb '15
Here are some random numbers 1.225 4.771 8.994 5.335 follow this and forget 25 years this time next year Rodney we will all be billionaires its all in the fundamentals
 
richard12345
Posts: 703
Off Topic
Opinion:No Opinion
Price:455.80
millionaire in 25 years
7 Feb '15
if you start with 300k, provided I have understood HMRC correctly
at 6% you'll have a million after 25 years, the capital and income AFTER tax each
year is as follows, this includes the current tax bands. You may wish to
verify whether there are any errors. at each stage I round the income downwards
to the nearest pound.

yr. capital income
01. 300000.00 16400.00
02. 316400.00 17187.20
03. 333587.20 18012.23
04. 351599.43 18876.97
05. 370476.40 19782.98
06. 390259.38 20732.56
07. 410991.94 21727.72
08. 432719.66 22770.58
09. 455490.24 23863.61
10. 479353.86 25009.03
11. 504362.89 26209.57
12. 530572.46 27467.55
13. 558040.01 28786.00
14. 586826.01 30167.76
15. 616993.77 31615.83
16. 648609.59 33133.38
17. 681742.97 34723.78
18. 716466.75 36165.80
19. 752632.55 37468.15
20. 790100.71 38816.64
21. 828917.35 40214.04
22. 869131.39 41662.08
23. 910793.47 43161.81
24. 953955.28 44715.52
25. 998670.80 46325.25
26. 1044996.05 47993.16
richard12345
Posts: 703
Off Topic
Opinion:No Opinion
Price:455.80
View Thread (9)
RE: misc
6 Feb '15
@adramforall

I didnt make the 10000 in one year! and its a lot less than 167000 capital. I meant 10000 total since I started a few years ago, BEFORE tax, and AFTER defaults. it took many months to build up the portfolio as typically you invest less than 2000 quid a week otherwise it leads to bidding wars.

I note the net profits before tax and after defaults almost every day, and it virtually never moves downwards. but it does sometimes move downwards which occurs when a loan defaults. but after legal process some defaults are fully recouped, some are partially. You know in advance which loans could default as warnings are issued, a borrower has to default for a few months before its a full default.

you can limit how much it moves down after a default by putting less money per loan. the chance of a loan defaulting in a given year is less than the chance of getting a roulette number right. so it does occur but not often.

the maths is totally different from shares. with loans, most loans repay on time every time, and you make money like clockwork, ie exactly 1 calendar month later you get your first profits.

yeah, you're right that it would need to be 6% after tax for 300k to become a million in 21 years.

tax bands make the calculation more complicated, but I think within 37 years 6% would convert 300k to 1 million.
6% with 45% tax equates to 3.3%. you would double your money in 21 years.

the first year you would make 18000 before tax, you would pay 20% on 8000, ie 1600 tax, which is 8.88% tax.

I'll try to tabulate the profits and find exactly how long to make 1 million from 300K with current tax bands extrapolated.
casperdog
Posts: 132
Off Topic
Opinion:No Opinion
Price:455.80
View Thread (2)
RE: Cdog
6 Feb '15
This share certainly didn't live up to all the hype and Promise's at the initial launch!!!
theworldisenough
Posts: 17
Off Topic
Opinion:No Opinion
Price:455.80
View Thread (2)
Cdog
6 Feb '15
Sorry pressed post!
Investment stagnate when you expect more from a partially owned government company makes you wonder what agenda is going on with this share and which institutions are getting wealthy on the back of inside knowledge!
theworldisenough
Posts: 17
Off Topic
Opinion:No Opinion
Price:455.80
Cdog
6 Feb '15
Exactly! Hopefully I can time it right next time. To see an investment just stagnate
casperdog
Posts: 132
Observation
Opinion:No Opinion
Price:455.80
View Thread (2)
RE: At last
6 Feb '15
Don't think this share will ever fly!!!. It seems doomed to be a perpetual yoyo. Takes months to gain .50p then loses it in a week lol.
theworldisenough
Posts: 17
Off Topic
Opinion:No Opinion
Price:454.70
View Thread (2)
At last
6 Feb '15
Been waiting months to get out of this share and not lose money.. Got in on the 330 shares and should have sold! but instead bought in as they dropped from their 600 range.. Returned a little profit today and sold out. I have been waiting months. Brutal share this one. Hopefully can now wait for the downside as it seems to constantly drop massively after a rise and will buy back in.. think my cash would've been better off in a fruit machine!! Don't need a pension anyway as this share has taken 10 years off my life!! I aren't a day trader but not sure when this will make steadier progress upwards. Day traders must love this one. Thought this share would just steadily climb but now ive sold out it probably will fly!! GLA
casperdog
Posts: 132
Off Topic
Opinion:No Opinion
Price:455.70
View Thread (9)
RE: misc
6 Feb '15
Big rise,big fall for the yoyo. Good earner for spottie lol
ARSENAL17
Posts: 392
Off Topic
Opinion:No Opinion
Price:451.10
adramforall
5 Feb '15
Dont respond to him as he is full of you know what and must sit all night thinking what to say ,no logic to anything he says mate and not a true investor





Sign up for Live Prices


Home  |  Contact Us  |  About Us  |  Careers  |  Advertise with Us  |  Sitemap  |  Terms & Conditions  |  Cookies  |  Privacy


Datafeed and UK data supplied by NBTrader and Digital Look. While London South East do their best to maintain the high quality of the information displayed on this site,
we cannot be held responsible for any loss due to incorrect information found here. All information is provided free of charge, 'as-is', and you use it at your own risk.
The contents of all 'Chat' messages should not be construed as advice and represent the opinions of the authors, not those of London South East Limited, or its affiliates.
London South East does not authorise or approve this content, and reserves the right to remove items at its discretion.